Risk & Response Blog

Metaverse Webinar Highlights

If you missed the February Blue Water Wave webinar I was on, we had a great discussion about web 3.0, better known as the metaverse, we'll be doing another one on April 7th at 1130am EST, email bridget@bluewaterwave.com to RSVP.

Here's a summary of things we talked about at the February 2022 webinar:

What is the metaverse:

How the Legal Industry will experience the metaverse:

How the Real Estate Industry will experience the metaverse:

How the Consulting and Accounting Industry will experience the metaverse:

Side effects of Metaverse:


A new cybersecurity survey finds 72% of institutions fear account takeover as a leading fraud concern in 2021. Followed by synthetic ID fraud (62%) and social engineering scams (58%).

47% say the biggest reported impacts are loss of productivity.

Now that our whole lives are online, I believe, ATO presents a massive near-future threat to our communities that most are unprepared for. We do everything online, from paying our gas bill to getting healthcare advice. 

Data is the new gold. Therefore, locations where data is stored (cloud, datacenters, a computer) are similar to banks of the old west. Western gangs like the Wild Bunch and the James–Younger Gang selected "access points" like bank tellers and safes to get to where the money and gold were kept. 

In modern times, cybergangs, like the hacker group ShinyHunters or Russia's state-sponsored Cozy Bear, focus on stealing credentials that give them access to information through a portal or application (with varying degrees of security). They no longer need to hack the database or server, they only need to gain access to your information by stealing your username and password.



Is your office OSHA (COVID-19) Compliant?

How to be ready for the wave of COVID-19 fines and findings.

"My concern is that starting in 2022 OSHA will begin to take enforcement actions against businesses that have had outbreaks or safety complaints."


We have a saying in the military to describe when bad things are on the horizon, BOHICA.  I'll let you Google its meaning.  OSHA just updated its guidance on mitigating and preventing the spread of COVID-19 in the workplace.

Many businesses are still struggling with just keeping people employed and continuing to provide limited services to customers, let alone enforcing mask mandates or vaccines.

But that doesn't absolve business owners of the responsibility to have a plan to deal with injuries and illnesses in the workplace. 


All businesses need to understand how they are regulated by OSHA, how those regulations will be applied, as well as what to do when you have an incident or complaint.

When in doubt, reach out to legal counsel or an expert, do not try to navigate OSHA regulations on your own. 


How to be ready for an OSHA inspection:


Cyber Tips: Password Management and Protecting the "Crown Jewels"


We all do it...  You know who you are... You've used the same password for 20 years in everything from your AOL.com email to cloud storage account and you keep it written down on a piece of paper under your keyboard.  

With the prevalence of cyber breaches reaching an all-time high, how can you protect your vital information (client lists, confidential projects, or intellectual property) or what I call the crown jewels?  

"I believe data breaches, phishing, and business email compromise will be the greatest technology risk to businesses in the 2020's."


First, let's look at some statistics:


Don't be afraid, here's what you can do to protect the crown jewels:


What Risks Will Come From "The Great Reshuffle"


Just when employers got used to the "new normal," momentum is building for a "new-new normal." "But wait! I just invested in a return to work strategy that met all my employee's needs, from the folks right out of college to our most senior executives!" You might be saying.

What is the "Great Reshuffle?" Employees of multiple generations are deciding right now if they want to work for their current employer or in their current industry. Health and safety regulations are pushing some to reconsider who, where, and how they work.

As we entered the pandemic in early 2020, we defined the new normal as those who can work remotely will continue to do so, then it became the hybrid work environment. But drastic changes to some of the primary employee generations are threatening to throw off employers' return to work strategies.

Millennials are considering a pause on their return to the workplace, just as they are hitting a mid-career stride, to pursue advanced degrees or less stressful careers.

Gen Xers, who are already deep into their careers, are considering leaving their employers due to disagreements over mask and vaccine mandates.

And Baby Boomers are throwing their hands up saying, "Oy vey, you can have it, I'm retiring," and leaving the workforce entirely.

Employers are stuck in the middle, frustrated, and spending massive amounts of capital on recruitment and retention. And employees are overworked and underpaid, creating a recipe for disaster.

Employees are getting into political debates, arguing about the pandemic, and becoming polarized, which is the "next normal" or an elevated rate of workplace incidents.


Building an HR, recruiting, and leadership development to meet the "next normal" is easier said than executed.  We all need to reimagine how we are treating employees to ensure everyone understands they are valuable.

Millennial employees appear to want flexible work schedules and to work for an organization that is committed to social good. If you're trying to attract Millennial workers, you need to be offering both of those options.

Gen X wants to be left alone and not be mandated to do something they may not believe in.  And Baby Boomer workers are leaving the workforce in droves, leaving large gaps in senior roles that need to be filled.

I believe incidents of workplace civility and conflict will reach an all-time high before the 2024 election cycle.  Now is the time to mitigate these threats.